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I need help with my debt but all these
I need help with my debt but all these stupid debt help places tell me to 'save 10% of my income'. IF I HAD 10% OF MY INCOME TO SAVE I WOULDN'T BE IN DEBT YOU DUMB **!
I know what ya mean. Stop spending on credit. Contact your creditors and see if they'll lower your payments. Make sure you pay at least a little bit every month so they know you are trying. And stay away from the scammers that promise to fix your credit.
Take up masturbation.
It solves all of lifes problems.
GO ** YOUR SELF WHILE YOUR IN DEBT. DO IT A 100% TOO.
Living pay cheque to pay cheque eh? I know its tough. Be frugal with your future purchases and stop buying coffee that cost more than a dollar.